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Now any Georgetown Law alum who does 10 years of work in the public sector in a legal capacity and earns less than ,000 a year will not have to repay their law school loans. Paul uses state funds to offer loan forgiveness to veterinary students if they choose to enter food animal practice in rural areas.

Above are just two of the examples for the millions of hopeful students.

The first step in applying for this type of aid is going on the Free Application for Federal Student Aid (FAFSA) website, at and fill out a comprehensive questionnaire.

It generally takes around 7 days to process, at which point you will receive a Data Release Number, and Estimated Financial Contribution.

You can also extend the term of your loan, at the same interest rate.

There are several federal programs available for student aid, assuming school participation.

For the students who have student loans, there choices are simple.

Pay it off, ask for student loan forgiveness, pay it off through student loan consolidation, or file personal bankruptcy.

FAFSA is a questionnaire that measures your eligibility for financial aid.

However, our team also researched other institutions and found some good alternatives for people that want to consider all options before they begin the process of refinancing or consolidating student loans.